Privacy Policy

We collect information you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Business information (business name, business type, years in operation, industry)
• Financial information (monthly revenue, requested funding amount, estimated credit score)
• Contact and communication preferences
• Information submitted through our loan application or partner application forms

We may also automatically collect certain information when you visit our website, including IP address, browser type, operating system, referring URLs, and pages viewed.

We use the information we collect to:

• Process and evaluate your financing application
• Communicate with you about your application status and our products
• Match you with appropriate financing products and lenders
• Comply with legal and regulatory requirements
• Improve our website, products, and services
• Prevent fraud and protect the security of our platform
• Send you marketing communications (you may opt out at any time)

We may share your information with:

• Funding Partners and Lenders: To evaluate and process your financing application.
• Service Providers: Third parties who assist us in operating our website and conducting our business, subject to confidentiality agreements.
• Legal and Regulatory Authorities: When required by law, court order, or governmental authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

We do not sell your personal information to third parties for their own marketing purposes.

Mobile numbers and text messaging consent are excluded from all of the above. See Text Messaging and Mobile Information below.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Mobile numbers collected through our website forms are used solely by FUND ONE LLC to respond to the inquiry submitted and to service the business relationship that follows. We do not sell, rent, transfer, or broker mobile numbers or SMS consent records to lead buyers, affiliates, marketing partners, funding partners, or any other third party. You may withdraw consent at any time by replying STOP to any message.

Text messaging consent is collected through its own checkbox on our forms. It is separate from these terms, is not checked for you, and is not required to submit a form or to receive information from us. Full program terms are on our SMS Terms page.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data may be retained for up to 7 years in accordance with financial recordkeeping requirements.

We implement industry-standard security measures to protect your information, including SSL encryption, secure data storage, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Lodge a complaint with a supervisory authority

To exercise these rights, contact us at info@fundone.one.

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information. To submit a CCPA request, contact us at info@fundone.one.

We use cookies and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and deliver relevant content. You can control cookie settings through your browser preferences. Disabling cookies may affect the functionality of certain features.

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a revised “Last Updated” date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.