Fund ONE is a direct commercial funder — not a bank, credit union, or licensed lending institution. All financing products are exclusively available to business entities and are intended for commercial use only. Merchant cash advances and revenue-based financing products offered through Fund ONE represent the purchase of future business receivables and are not loans. As such, these products are not subject to consumer lending regulations including the Truth in Lending Act. All transactions are subject to underwriting review, credit and background verification, and final approval at the sole discretion of Fund ONE. Factor rates, payment schedules, advance amounts, and terms are not guaranteed and will vary based on individual business performance, deposit history, creditworthiness, industry type, and other underwriting criteria. Nothing on this website constitutes a binding offer, commitment, or guarantee of funding or specific terms. Approval is not guaranteed. Past funding results do not guarantee future outcomes. Fund ONE reserves the right to decline any application. Business use only.